Putu Astawa , I Made Sudana , Ni Gusti Nyoman Suci Murni , I Gusti Ngurah Sanjaya. 2020. “IMPROVING PERFORMANCE THROUGH A HARMONIOUS CULTURAL APPROACH IN CREDIT RISK”. PalArch’s Journal of Archaeology of Egypt / Egyptology 17 (7):2864 -74. https://archives.palarch.nl/index.php/jae/article/view/1597.