Regina Eka Riantini, Aryo Bismo , Arbi Siti Rabiah (2020) “USER’S ACCEPTANCE OF DIGITAL PAYMENT SERVICES: JAKARTA PERSPECTIVE”, PalArch’s Journal of Archaeology of Egypt / Egyptology, 17(7), pp. 2642–2656. Available at: https://archives.palarch.nl/index.php/jae/article/view/1577 (Accessed: 2 November 2025).