Regina Eka Riantini, Aryo Bismo , Arbi Siti Rabiah. “USER’S ACCEPTANCE OF DIGITAL PAYMENT SERVICES: JAKARTA PERSPECTIVE”. PalArch’s Journal of Archaeology of Egypt / Egyptology 17, no. 7 (December 1, 2020): 2642–2656. Accessed November 2, 2025. https://archives.palarch.nl/index.php/jae/article/view/1577.