FINANCIAL TECHNOLOGY, FINANCIAL LITERACY AND WETLANDS COMMUNITY RESILIENCE IN BANJARMASIN (PHENOMENOLOGICAL STUDY ON TRADITIONAL JUKUNG CRAFTSMEN OF SOUTH KALIMANTAN)

Abstract

The purpose of this research was to analyze how the Financial Literacy of the Jukung Craftsmen
community in Barito Kuala Regency utilized Financial Technology in running business so as to
form a resilient Jukung Craftsmen community in Barito Kuala Regency.
The research approach used Schutz's phenomenology and determined the Jukung industry
craftsmen in Pulau Sugara village, Barito Kuala Regency, as informants.
The results showed that Jukungcra ftsmen in Barito Kuala Regency in managing finances had no
good understanding about Financial Technology but in their daily lives they used Financial
Technology to facilitate various financial transactions.
The resilience of the Jukung craftsmen in the Barito Kuala Regency was manifested in several
attitudes: wholeheartedly accepted every calamity that hit business, be steadfast and patient in
maintaining the business in which they were involved, did not give up easily, a confidence that
there must be an ease after difficulty, did not consider competitors as enemies of business but as
part of the business community by collaborating, always spoke in a friendly manner whenever
there was a complaint from a customer.