THE INFLUENCE OF MUDHARABAH FINANCING AND MUSHARAKA FINANCING TOWARD PROFITABILITY AT ISLAMIC BANKS FOR THE PERIOD 2016-2019

Abstract

This study aims to determine the effect of Mudharabah financing and Musharaka financing on the Profitability Level of Islamic Commercial Banks in Indonesia in the period 2016 to 20198. The sample in this study is 80 financial reports from 5 Islamic commercial banks in Indonesia. The research method used in this research is descriptive and explanatory methods. The sampling technique used in this research is non-probability sampling with purposive sampling method. The data analysis used in this study was panel data regression analysis at a significance level of 5%. The program used in analyzing data used SPSS V21. The results showed that Mudharabah financing and Musharaka financing had an effect on the level of profitability