ASPECTS OF PROTECTION IN THE MORTGAGE IN THE LEGISLATION OF THE UNITED ARAB EMIRATES

Abstract

In this research, we dealt with four aspects of consumer protection in mortgage according to the legislation of the United Arab Emirates. The first aspect was to protect the mortgagee creditor from the fraud of the current debtor who may mortgage the residential home and then protest after that the house's inability to sell according to the Civil Procedures Law. We suggested a solution to it, and then the second protection was devoted to consumer protection (the present debtor) from requiring the consent of the mortgagee to dispose of the mortgaged money. We also presented the appropriate proposal to address this case,as for the third, consumer protection (the mortgagee creditor) in the report on the nullity of the mortgage if it is focused on a property that does not exist at the moment of the mortgage. And finally, fourth, we dealt with the extent of the possibility of relying on the mortgage bond as an executive bond without the need for a court ruling, because that is a waste of effort and time.